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TEXAS

Online Loans in Texas

Need fast and flexible online loans in Texas?

Apply for online loans in Texas with Sun Loan and get up to $1,760 with same-day approval.

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  • No credit score impactSame-day funding available
  • Same-day fundingNo hard credit check to apply
  • Loans up to $10,000
4.9★ Google rating
90+ Texas branches
8 States served
387k+ Loans made last year
Check loan amounts available where you live
Available loan amount $101.59 – $1,700
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Why Choose Sun Loan for Online Loans in Texas?

For over 30 years, we’ve been a trusted source for online installment loans in Texas. Our commitment to transparent lending and exceptional service make us the go-to choice for personal loans.

Apply with no impact on your credit score2

Explore your loan options across Texas using an initial soft credit check that won’t affect your credit score.

Quick, same-day funding

Once your Texas online loan is approved, you can receive funds the same business day.

Get up to $1,760

Borrow up to $1,760 with a Texas online loan. Your exact amount depends on your qualifications.

Affordable monthly payments

We’ll work with you to find a loan amount with monthly payments that fit your budget.

Discover Why Texans Trust Sun Loan with Online Loans

With thousands of 5-star customer reviews across Texas, Sun Loan has become the state’s preferred choice for online personal loans.

Barbara Ware

Google

The staff there are great. They are friendly, courteous and very professional. It’s good to have a business around when you need a little extra to get you through until your payday. I have been a customer for awhile and would recommend Sun Loan to everyone who needs a little help.

Delesa Miller (Dee Dee)

Google

I love Sun Loan and Sarah Snyder is the she always helps and makes sure my taxes get done right. And she always has a smile on her face. So if your looking for somebody to do your taxes or to get an loan stop by and let Sarah help you.

Rachele Cobb

Google

Kenny was very helpful and friendly! He called me by name instead of just mam. I have never felt more welcome in a place as I was in his office today! I would recommend them to anyone who needed a little financial help!! Thanks for a great experience Sun Loan

Selena Ramirez

Google

Veronica was a huge help, I’m working towards building my credit and she was able to get me approved! Everything was super simple and fast. She also gave me advice to help build faster. Thanks again Veronica ❤️

Andre Alfred

Google

Sunloan been doing my taxes over 4years. They always get me the most money back. Amazing service and always fast and so friendly. Highly recommend.

Dennis Webb

Google

I was treated with respect and the customer service was the by far a great experience. They really helped me in my time of need.

How Do Online Loans in Texas Work?

An online installment loan gives Texas residents a set amount of money up front, repaid through scheduled payments over an established period.

The entire process for a Texas loan happens from your phone or computer. Tell us how much you’d like to borrow and share a few basic details, such as your income, email, phone number, and ZIP code, and we’ll let you know what you qualify for. Your information is protected from start to finish with bank-level encryption.

Depending on when your application is approved, funds are deposited directly into your bank account as soon as the same business day. That means fast access to cash when you need it most.

Your loan payments are split into predictable monthly amounts designed to fit your schedule. If you choose to pay off your loan early, you won’t be charged extra fees or penalties.

How to Apply for a Texas Online Loan

Getting the money you need is quick and easy for Texas residents with our streamlined application process:
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Fill out an online application

Complete our simple application in minutes from any device. From the Panhandle to the Gulf Coast, Texans can apply anytime, anywhere.
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Receive your funds instantly

Get approved and funded as soon as today!
Get Started

Find the Right Online Loan for Your Needs

Whatever financial challenge you’re facing, Sun Loan has Texas online loans to help. Our flexible funding solutions can cover almost any expense you encounter.

Car repairs

Don’t let vehicle troubles keep you off the road in Texas. Get the funds you need for repairs, maintenance, or unexpected breakdowns to keep your commute running smooth.

Home repairs

Make your Texas home even better with our home improvement loans. From emergency repairs to planned renovations, we’ll help you tackle any home project.

Debt consolidation

Manage your budget better and reduce the stress of debt with our debt consolidation loans for Texas borrowers. Combine all your payments into just one a month and potentially save on interest.

Special events

Life’s special moments shouldn’t wait. Whether it’s a quinceañera, wedding, or family reunion, get the funds to make your Texas celebration unforgettable.

Proudly Serving Texas Residents Across the Lone Star State

Sun Loan provides online loans to Texans from all walks of life, from bustling metro areas to close-knit communities. Our Texas roots run deep, with friendly local teams serving communities across the state. Visit us at one of our many locations, including:

or your location
25 mi
  • 5 mi
  • 10 mi
  • 25 mi
  • 50 mi

Texas Online Loans: FAQs

Getting started with online loans in Texas is simple. You’ll need a few basic things:

  • A government ID (like a driver’s license) that shows you live in Texas
  • Proof of income
  • You also need to be at least 18 years old.

Don’t worry if your credit isn’t perfect–we look at your whole financial picture, not just your credit score. Once these items are ready, you can apply from your phone or computer.

Sun Loan offers personal online loans in Texas that you can use however you want. Whether you need an auto repair loan to fix your car or a loan for parties and celebrations to finance your wedding, we’ve got you covered. The great thing about our online loans is that they’re flexible. We’ll work with you to set up payments that fit your budget.

No. To get a Texas online loan, you need to live in Texas. We take this seriously because each state has different loan rules we need to follow. However, don’t worry if you live somewhere else!

We offer online loans in many other states, too. Find a branch or call us to determine if we can help you in your state. If we can’t help, we’ll let you know right away so you don’t waste any time.

You can borrow between $101.59 and $1,760 in Texas with Sun Loan.

We’ll help you figure out the right amount during the application process. Remember, it’s important to only borrow what you need and can afford to repay. Before you agree to the loan, we’ll be upfront about all costs and payments.

If you’re approved for an online loan in Texas, you can usually get your money the same day you apply! Here’s how it works:

  • Fill out the application online (it takes just a few minutes)
  • Send us your documents (like your Texas state ID and pay stubs)
  • Once approved, you’ll sign your loan contract
  • The money will be deposited straight into your bank account

Self-employed Texans can get online loans through Sun Loan. We welcome applications from freelancers, contractors, small business owners, and other self-employed individuals across the state. Simply provide proof of income, such as bank statements or tax returns, when you apply, and you could receive funds as soon as the same day after approval.

If you apply during our business hours and everything is in order, you could have your money in just a few hours. Keep in mind that your loan deposit may also depend on your bank’s processing time.

Ready to apply?

Get a fast decision with no impact to your credit score just to check your options.
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1For the initial purposes of pre-qualifying you for a loan, we will use credit information from one or more Credit Reporting Agencies. This information is pulled using a “soft” credit inquiry, which does not impact your credit score. If you are approved for and accept the loan, we will obtain a complete Consumer Credit Report from one or more Credit Reporting Agencies; this request for a credit report will result in a “hard” credit inquiry and may impact your credit score.