Home Improvement Loans

Take care of emergency needs and long overdue repairs alike
with a loan designed to help you live in comfort

We understand your home is the place you go to get away from it all
and we’ll help you with up to $10,000 to keep it looking its best

Check installment loan amounts available where you live

Loan amount: $XXX – $XXX

Why get a home improvement loan?

You and your family deserve to live in comfort and safety – we’ll make sure you have the funds to do just that

Unexpected home repairs

Roof leaks, water damage, septic issues and mold removal – we’ve helped with it all

Kitchen and bathroom upgrades

Improve resale value and keep up with your family’s changing needs

Vermin and insect infestations

Get rid of pests and repair any damage they may have caused

What are the benefits of getting a home improvement loan from Sun Loan?


Low monthly payments

Take care of your needs now and gradually repay over time, with a set payment amount that’s easy to fit into your budget

Locations in your area

We live where you live – and are ready to help out with personalized care and recommendations

We look at more than credit score

We know you deserve to live well no matter your financial past, so our loan approval process looks at your general ability to repay

Hear from our customers

Natalia Minier


Very helpful and very quick. I liked the honesty and willingness to help my family in an emergency situation! Thank you!!!

Phillip Johns


Great place for fast cash.

Hannah Krausz


Hannah was amazing and so helpful. 100% will be back if ever need be. Thanks you Sun Loan and Hannah, I was able to get into an apartment before someone else snatched it up!!

Devon Pam


I came in when no one else would approve me because of me being new to credit but they took good care of me and provided me with a down payment for a house. HIGHLY RECOMMEND

Daphney Savage


The best loan company hands down. Always looking for ways to help!

Frequently asked questions about home repair loans

The short answer: it depends on the lender! Here at Sun Loan, we understand that your ability to repay isn’t fully reflected in your credit score. That’s why we look at additional factors like employment status and repayment history when making our assessment. That means even those with low credit scores have a fair chance of being approved for a personal installment loan for home updates and repairs.

We do not have a credit score minimum for loan approval. Having a safe home is essential to your family’s well-being and we will work with you to assess your overall ability to repay, even if you have a low credit score.

Our personal installment loans do not have any restrictions on how borrowers can spend their money. Common uses of loans taken out for home repairs are roof repairs, water damage repairs, pest maintenance, and remodeling. However, you are free to allocate your loan funds according to your own personal needs.

As with many other forms of loans, how your credit score will change depends on whether you can consistently repay over time. Since we report to all three major credit bureaus, taking out a loan for home repairs that you pay back in consistent installments can actually help establish your credit in a positive way.

Ready to apply?

Apply online