Get the money
you need today
Personal loans up to $10,0001
- Apply with NO impact to your credit score2
- Use your loan for any purpose
- Same day funding available3
- Rebuild and establish credit
1Loan amounts vary by state.
2For the initial purposes of pre-qualifying you for a loan, we will use credit information from one or more Credit Reporting Agencies. This information is pulled using a “soft” credit inquiry, which does not impact your credit score. If you are approved for and accept the loan, we will obtain a complete Consumer Credit Report from one or more Credit Reporting Agencies; this request for a credit report will result in a “hard” credit inquiry and may impact your credit score.
3Certain restrictions may apply.
1Loan amounts vary by state.
2For the initial purposes of pre-qualifying you for a loan, we will use credit information from one or more Credit Reporting Agencies. This information is pulled using a “soft” credit inquiry, which does not impact your credit score. If you are approved for and accept the loan, we will obtain a complete Consumer Credit Report from one or more Credit Reporting Agencies; this request for a credit report will result in a “hard” credit inquiry and may impact your credit score.
3Certain restrictions may apply.
Why Choose Sun Loan for Online or In-Person Loans?
Your loan, your way
Personal loans from Sun Loan can be used for anything you need.
Applying does not impact your credit score2
Apply and explore your options risk-free.
Same-day funding3
Need money fast? Once your personal loan is approved, same day funding3 may be available.
Simple online application
Apply for a loan online in minutes from your phone or computer.
Affordable monthly payments
We work with you to find a loan amount with monthly payments that fit your budget.
Personalized call center support
Our team provides the same personalized attention over the phone as in-person.
Serving Your State with Online Loans
We’re your local online lender. Our team brings decades of experience to every application, understanding local requirements and helping neighbors like you succeed:
Alabama: Online Loans || In-Person Loans
Illinois: Online Loans || In-Person Loans
Missouri: Online Loans || In-Person Loans
New Mexico: Online Loans || In-Person Loans
Oklahoma: Online Loans || In-Person Loans
Tennessee: Online Loans || In-Person Loans
Texas: Online Loans || In-Person Loans
Google reviews from our customers
We’re committed to providing trustworthy guidance and amazing service. Our 43,000+ positive reviews and 4.9 Google rating show the difference it makes.
Ready to Apply? Here’s How!
Submit your documentation
Send in your ID, proof of income, and address early to speed up funding.
Receive your money as soon as the same day3
After approval and e-signature of the loan documents, we’ll deposit the funds into your back account.
All loans are not created equal
Here’s how our personal installment loans compare to other loan types
- Loan Term
- Processing Speed
- Affordable
Monthly Payment - Helps Build Credit
- Personal Installment Loans
- 3-36 months
- Same day
- Payday loans
- Due next payday (2 weeks)
- Same day
- Title Loans
- 15-30 days
- Same day
- Personal Installment Loans
- Loan Term3-36 months
- Processing SpeedSame day
- Affordable Monthly Payment
- Helps Build Credit
Your loan can go a long way
Find out if a personal installment loan is right for your needs! Here are just some of the
ways people like you are using their extra funds to improve the day-to-day
Auto Repair Loans
Repair your vehicle with flexible options that get you on your way
Home Improvement Loans
Handle unexpected home repair expenses or necessary weather-proofing and updates
Debt Consolidation Loans
Reduce multiple loans into a single monthly payment
Parties and Family Celebrations
Whether a Quinceañera or a 50th anniversary party is in the plans, celebrate like you deserve
Our Rates and Terms in New Mexico and Illinois
| Loan Amount Range | APR Range | Term Lengths |
|---|---|---|
| $501 – $10,000 | 35.98% – 35.99% | 12, 18, 24, 36, 48, 60 months |
Example Payment Schedule in New Mexico and Illinois
| Loan Amount | APR | Term | Monthly Payment | Total Loan Amount |
|---|---|---|---|---|
| $2,000 | 35.99% | 18 months | $145.41 | $2,617.28 |
*Not all applicants will qualify for a loan. Larger loan amounts may require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, title in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). Adequate collateral is required on loans of $1,750 -$10,000. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.
Loans cannot exceed a 36% annual percentage rate as calculated under the Illinois Predatory Loan Prevention Act (PLPA APR). Any loan with a PLPA APR over 36% is null and void, such that no person or entity shall have any right to collect, attempt to collect, receive, or retain any principal, fee, interest, or charges related to the loan. The annual percentage rate disclosed in any loan contract may be lower than the PLPA APR.
1 Loan amounts vary by state.
2 For the initial purposes of pre-qualifying you for a loan, we will use credit information from one or more Credit Reporting Agencies. This information is pulled using a “soft” credit inquiry, which does not impact your credit score. If you are approved for and accept the loan, we will obtain a complete Consumer Credit Report from one or more Credit Reporting Agencies; this request for a credit report will result in a “hard” credit inquiry and may impact your credit score.
3 Certain restrictions may apply.
