Navigating Expenses This Holiday Season with Sun Loan

Enjoy NO PAYMENTS until 2025 when you apply today!

Sun Loan is here to help when you need it most.

Throughout our 30-year history, we’ve been helping people with personal installment loans.
Easily apply online in minutes – with funding typically in less than one hour!¹
No impact to your credit when you apply²
Plus, for a limited time starting November 20, 2024, no payments until January 2025!

Apply now

4.9

Google rating

States served

200+

Local branches

387,000

Loans made last year

Google reviews from our customers

We’re committed to providing trustworthy guidance and amazing service. Our 50,000+ positive reviews and 4.9 Google rating show the difference it makes.

John Blakey

The staff are very friendly and professional while helping me get the loan approved and money in my pocket today!

Timothy Heidecker

Returning customer. They always have great and speedy service and friendly staff ready to assist. Always my go to when we need a little help especially during these times.

Rachele Cobb

Kenny was very helpful and friendly! He called me by name instead of just mam. I have never felt more welcome in a place as I was in his office today! I would recommend them to anyone who needed a little financial help!! Thanks for a great experience Sun Loan

Tiffany

In a world where GREAT customer service is hard to find, this company deserves a tremendous amount of praise and admiration. Thank you for being awesome and making a stressful situation less tense! You rock!

Joel Ixtacop

Amazing customer service. Everything was explained too me and the process was quick . The application process was very simple . I will be a customer with Sunloan for a long time

Brittany Nicole Johnson

I came in and they helped me with what I needed and got me out the door quick! Letizia was amazing and very informative. They offer tax information and it’s great to know the offers they gave! Online payment is the best, which they offer!

Sophia Martinez

Picked up my loan today very fast process. From the phone process to the in person service Mrs.Izquierdo is very professional and curteous!

We offer a lower APR for our customers in Illinois and New Mexico.

We can help you borrow up to $10,000* with flexible terms that fit your budget. The amount of financing you qualify for will vary based on personal information like your credit history, income, expenses, and debts.

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Our Rates and Terms

Loan Amount Range	APR Range	Term Lengths
$800 – $10,000	35.99%	12, 18, 24, 36 months

Example Payment Schedule

Loan Amount	APR	Term	Monthly Payment	Total Loan Amount
$2,000	35.99%	18 months	$145.41	$2,617.28

¹ For the initial purposes of pre-qualifying you for a loan, we will use credit information from one or more Credit Reporting Agencies. This information is pulled using a “soft” credit inquiry, which does not impact your credit score. If you are approved for and accept the loan, we will obtain a complete Consumer Credit Report from one or more Credit Reporting Agencies; this request for a credit report will result in a “hard” credit inquiry and may impact your credit score.

² Same-day approval dependent on when application is submitted. Call Center Hours are Monday – Friday from 8 am – 7 pm CT, and Saturday from 8:30 am – 2:30 pm CT. (800) SUN-LOAN

*Not all applicants will qualify for a loan. Larger loan amounts may require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, title in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). Adequate collateral is required on loans of $1,750 -$10,000. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.

Loans cannot exceed a 36% annual percentage rate as calculated under the Illinois Predatory Loan Prevention Act (PLPA APR). Any loan with a PLPA APR over 36% is null and void, such that no person or entity shall have any right to collect, attempt to collect, receive, or retain any principal, fee, interest, or charges related to the loan. The annual percentage rate disclosed in any loan contract may be lower than the PLPA APR.