We all need a vacation. With all the things that keep you busy, like work, school, kids, and other family obligations, sometimes you just need a break. This is especially important once summer comes. School will be out and the kids will be itching to go somewhere. It doesn’t need to be a long trip, but any trip where you can travel somewhere new or familiar will be a break from the daily routine.

Many times it may seem like a family vacation is not possible but, with a little help from Sun Loan, it’s possible to get you to where you want to go. Just because it’s not a trip to the Bahamas does not mean the vacation is any less important.

We work with families of all sizes and we’ve gotten some great tips on how to make the most of our summer travel plans. The key factor is making sure you have enough money to cover the travel costs.

Using an Installment Loan for Travel

Here are a few examples of how an installment loan can help with travel expenses.


To get where you need to go, you need fuel. You’ll save a ton of money if you drive, but it’s important to know how far you are going. If you plan on traveling within 5-7 hours of where you live, set aside at least $200-$300 for the entire trip.


If you plan on going a little further, or taking a road trip in general, you might need more gas money, but you’ll also need money for a place to stay. Save, by not staying at fancy hotel chains. Instead enjoy one of the local motels that represent the area more effectively. You can find some great deals online ahead of time, with specials as low as $39 a night.


No matter where you are going, you’ll want to do something fun. It’s easy to plan for affordable outings such as walking or enjoying nature. In larger cities you can find museums, historical tours and monuments, and most often they are free to the public. Of course there’s nothing wrong with wanting to see the largest rubber band in the world or similar sights. They’ll make the trip memorable for sure.


All of the traveling and entertainment is going to leave you hungry. You can definitely spend more money than intended on food so it’ll be important to have enough for eating out. Many of our customers have said they pack an ice chest with food to eat along the way and used the money they saved for dining out and other fun stuff. What a great idea! Pack cookies, crackers, sandwiches and chips because all of these items travel easily. When you do eat out, stick to the value menus and places where kids eat free!

Between $700-$1,000 is recommended for food alone. It sounds like a lot, but it’s to make sure that you enjoy the vacation you’ve decided to take.


Traveling may not be good for the family pet, so you’ll want to consider where they will stay. If you don’t have a neighbor or family member that can help, you’ll need to pay for boarding. Boarding costs will vary depending on the facility, but will be a necessary expense. This ensures that your dog or cat will get fed regularly.


Travel is fun, but it’s important to prepare for the “just in case” situations that might occur. Flat tires, car maintenance, or someone getting sick are things you can’t just ignore until you get home. They’ll need immediate attention. A personal loan will help you take care of emergencies and will give you that peace of mind to travel without worry.

Apply for an Installment Loan for Travel

If you’re ready for peace of mind, we’re ready to work with you.

  1. Start by filling out the application online, in person, or by phone.

  2. If you are pre-approved, you’ll need the following documents:
    • Picture ID with signature (driver’s license, state issued ID or passport)
    • Address verification (most recent utility bill, water bill, etc.)
    • Employment and income documentation (most recent paycheck stub)

  1. You may be asked to provide the following information:
    • Phone numbers of personal references
    • List of former employers
    • Former landlord information

Requirements are different from state to state. Be sure to call your local Sun Loan Company office to get a complete list of documents you will need to provide.

No matter where you want to go, know that Sun Loan is there for you. Find a location near you and start the process. We’ll take the stress out of traveling and ensure you have the money you need when you need it.