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How To Save Money On Prescriptions

Have you ever been caught by surprise by the price of a medication prescribed by your doctor? If you go to the doctor for treatment of a chronic illness or a temporary illness such as a cold or flu, there’s a good chance they’ll recommend a prescription to help you feel better. The fact that these medications help us recover and stay healthy is great, but the problem is that they can be expensive. Some prescriptions are so expensive, in fact, that many people are unable to afford them.

If you have racked up a large sum of debt or are unable to purchase the prescriptions you need because they are too expensive, we want you to know that there is a way to get the medication you need when you need it without worry. 

Here are a few examples of ways you can save money on prescription drugs


Request Samples from Your Doctor

If a doctor writes you a prescription, they most likely have samples of the drug they want you to take. It may feel uncomfortable to ask for samples of something your doctor has prescribed you, but keep in mind that doctors are aware of how expensive medication can be. Be honest with yourself and your doctor about what you can afford and ask if there is any way you can receive samples of the drug. Sometimes, doctors have enough samples to cover an entire prescription. This means that you could possibly get the medication you need for free! 

If you need more medication than the samples you are given, you can ask the doctor to write a smaller prescription. This will decrease the overall cost at the pharmacy when you go to pick up the rest of your medication, saving you money on prescription drugs.


Ask About Generic Prescriptions

Just like brand named shoes are more expensive than off brand shoes, medications with a brand name can be more expensive than the generic ones. At the end of the day, both brands of shoes will get you where you need to go, and so will your medication. 

Your doctor may prescribe a specific medication, but it does not mean you have to purchase a specific brand. Many brand drugs have generic versions available that contain the same ingredients but use a different label, and in a lot of cases, they are way cheaper. 

Save money on prescription drugs by asking your doctor or pharmacist about generic alternatives to your medication. 


Use a Discount Savings Program

There are numerous drug savings programs that offer discounts and special promotions on prescription medication. You can ask your pharmacist or physician about one of these programs and how to access their savings. They may also know which program will give you the greatest discount on your prescription. 

Discount savings programs are a great option for people who do not have health insurance or whose health insurance won’t cover the cost of a certain prescription. The discounts and savings offered are available to anyone who can access the website and application or picks up a card provided by a pharmacy or physician’s office.

The downside of using a discount savings program is that many pharmacies will not allow you to use both your insurance and these discounts on your medication. The good news is that your pharmacist can tell you which will save you the most money – your insurance or the discount savings program. Then, you can walk away knowing you did everything you could to save money on prescriptions.

Here are some of the best drug savings programs:

  1. GoodRX
  2. Optum Perks
  3. SingleCare
  4. ScriptSave WellRX
  5. Blink Health
  6. RxSaver


Compare Prices

All pharmacies sell drugs for the same prices, right? Wrong. 

Depending on your insurance and what pharmacy you choose to go to, the price of your prescriptions can vary, sometimes enough that you could really save money on prescription medication just by going to a different place.  

Next time you need to pick up a prescription, do some research beforehand on how much your prescription will cost. If you login to your health insurance portal, many insurance companies will provide you with this information. If you are unsure how to find this information, don’t hesitate to call your insurance provider and ask. Be sure check with other pharmacies near you, as well. This way you can make a thorough comparison. 

It may take a little bit of time, but it could save you hundreds in the long run. 


Budgeting and Saving

The cost of prescription drugs can be expensive, and if you are paying for multiple prescriptions, you may feel overwhelmed. By asking your doctor to prescribe a generic drug when appropriate, you may save more than you think. Taking a few extra steps to compare prices may help you save money on prescription medications.

If you’ve followed all of these steps and figured out how to save money on prescriptions but are still struggling to manage your finances, we can help! Call a Sun Loan location today and find out what you can do to better manage your money and to learn how installment loans can help.